Direct Fund USA

Hard Money Lender in Connecticut

Private Lending · Connecticut

Hard Money Lender in Connecticut

Direct Fund USA is a direct hard money lender actively funding deals across Connecticut. Fix & flip, ground-up construction, bridge loans, DSCR, and foreclosure bailouts — close in as little as 7–10 days with no income verification.

Apply for a Connecticut Loan All States

Hard Money Loans in Connecticut

Connecticut's proximity to New York City makes it a prime market for rental property investors and fix & flip operators. Markets like Bridgeport, New Haven, Hartford, and Stamford offer strong rental yields, while suburban towns attract buyers priced out of NYC. Direct Fund USA has funded DSCR purchase loans in Connecticut, helping investors acquire rental properties using the property's income rather than personal financials.

As a direct lender — not a broker — Direct Fund USA makes lending decisions in-house. That means faster closings, fewer fees, and a single point of contact from application to funding. We have funded deals in Connecticut ranging from fix & flip renovations to DSCR rental acquisitions and ground-up new construction.

Recently Funded in Connecticut

$368,000

DSCR Purchase — Connecticut

Markets We Serve in Connecticut

BridgeportNew HavenHartfordStamfordWaterburyNorwalkDanburyNew Britain+ statewide

Lending Criteria

  • Loan amounts: $50K–$3M (hard money) · $75K–$3M (DSCR)
  • No minimum credit score on most hard money programs (660 for DSCR)
  • No income verification — asset-based lending
  • Foreign nationals welcome
  • Only upfront fee is the appraisal ($650–$950)
  • Close in 7–10 days (hard money) or 2–3 weeks (DSCR)

Loan Programs Available in Connecticut

Fix & Flip

Up to 90% LTC · 12–18 month terms · Rates from 9.5% IO

Ground-Up Construction

Up to 75% LTC · Draw schedule · SFR & small multifamily

Bridge Loans

Up to 75% LTV · 6–24 month terms · Fast closings

DSCR Purchase & Refi

$75K–$3M · 30-yr fixed · No income verification

Bank Statement Loans

Up to $3.5M · 90% LTV · Self-employed friendly

Foreclosure Bailout

Emergency closings · All property conditions

See full program details

Fund Your Next Connecticut Deal

Submit your loan request and get a same-day response. We lend throughout Connecticutand close in as little as 7–10 days.

Apply Now